Average auto insurance rates for those crossover SUVs cost $114 or less per month for full coverage car insurance. The average car insurance cost in Massachusetts is $1,262 for full coverage and $429 for minimum coverage per year, according to Quadrant Information Services rate data analyzed by Bankrate. Massachusetts average car insurance rates are lower than the national average of $2,014 for full coverage per year and $622 for minimum coverage. For motorists with a few blemishes on their driving record, you can lower your monthly premiums by looking for a provider with an “Accident Forgiveness” program. Such discounts can bring your monthly Cambridge, MA auto insurance rates down for things like speeding tickets and minor accidents.
The end result was an overall rating for each provider, with the insurers that scored the most points topping the list. Based on our rate estimates, we found that Progressive offers the cheapest full coverage car insurance rates in Massachusetts, costing $160 per month or $1,922 per year on average. The age of the driver has a significant impact the price of auto insurance, so the list below illustrates this point by breaking down average car insurance rates for driver ages 16 through 60. Young drivers face a particularly harrowing burden when paying for their first auto insurance policy. Because of their inexperience, they are significantly more likely to get into a serious accident.



I came from New Haven, CT and actually saw a bit of a drop in my rate. I think I was paying about what you were in NJ though when I came to MA. I had something like 50k/100k on most things, with comprehensive and collision at moderate deductibles. It might have something to do with not having a MA license, but I am not sure. Cambridge, but in Roslindale, but I can't imagine that the amount would differ that much.
Add that to an already high cost of living overall, and saving money on insurance becomes a great way to free up space in your budget. Safety Group’s full coverage policy, which includes comprehensive and collision insurance, is more than 225.3% cheaper than Travelers, which is the most expensive auto insurer in the city at $2,085 per year. A full coverage policy includes both comprehensive and collision insurance.

You should keep the permit and if you receive a ticket for parking without a permit, you must provide the permit number when you dispute the ticket. Your visitor must follow all Visitor Parking Permit rules, including moving the vehicle every 24 hours and parking within the correct Visitor Parking Permit zone. You must provide a letter from your employer on their letterhead stating that the vehicle has been assigned to you and that you maintain control over the vehicle at all times. Taxis, livery vehicles, and oversized vehicles cannot use visitor permits. Permit must be stuck on the inside lower driver’s side corner of the vehicle windshield. Apply online by March 3 to make sure you receive your permit by March 31!
Insurance companies are not always as forthcoming as they should be. In fact, they make more money when they pay less in claims, so they have an interest in lowballing you. Massachusetts has made it more difficult for them, but nationwide insurers have many tactics to confuse or deny you…especially when they’re trying to avoid third-party liability. Liability for damage to non-owned Automobile when insured persons rent other automobiles. Combines collision or upset and comprehensive coverage and also includes increased theft coverage.

Beyond this, residents are also obligated to buy uninsured motorist coverage in the amounts of $20,000 per person and $40,000 per accident. Look for discounts.Many car insurance companies offer discounts for good drivers, good students, certain safety features, multiple policies, and multiple vehicles to help save you money. Most states require drivers to have a minimum amount of liability coverage, including Massachusetts. Liability coverage can be divided into bodily injury and property damage.
State requirements can include liability insurance, uninsured motorist coverage, and personal injury protection (called PIP or no-fault). You may want higher coverage levels for each than what's required. Car insurance costs may start to rise for 70-year-old drivers.
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Auto insurance rates in Cambridge for this segment starts at around $118 per month, depending on your location and insurance company. On a monthly basis, full-coverage auto insurance in Cambridge on this segment starts at an average of $118 per month, depending on Golf Cart Insurance in Massachusetts where you live and the company you use. “What determines the price of my auto insurance policy,” Accessed June 2022. I have not compared other policies since adding a new vehicle to our plan. When it comes time to renew our policies, I will compare at that time.
Like most states in the U.S., Massachusetts requires drivers to have car insurance coverage. With over 100,000 people, Cambridge packs a lot — and namely, a lot of drivers — into a small area. With busy streets and lots of traffic, it’s important for every Cambridge driver to get the best auto insurance policy in order to stay safe and legal on the road.

After that, you are personally responsible for paying the costs. If you drive less than the national average annual mileage of 11,500 miles, you could get cheaper car insurance. Some companies will offer a low mileage rate that is more affordable than the commuter rate. If you work from home or drive well below the national average, pay-per-mile car insurance may be an even cheaper alternative. Therefore, this compensation may impact how, where and in what order products appear within listing categories. If you don’t have a big budget for your insurance premiums, try raising your deductible.
Also, you probably won’t be able to get just a non-owner policy alone. Most carriers require you to bundle it with another policy, such as home, condo, or renter’s insurance. You live in the city but are heading out of town for a work trip.
- DW is offered at the time of rental for an additional daily charge. The purchase of DW is optional and not required to rent a car. The protection provided by DW may duplicate the renter's existing coverage.