Find out what casino ATMs charge for cash withdrawals. Learn about the typical fees, how they compare to bank ATMs, and ways to avoid high costs on the gaming floor.

Casino ATM Fees Understanding the Real Cost of Cash Withdrawal

Expect to pay a fee ranging from $3.00 to as high as $9.99 for a single cash withdrawal from a banking terminal inside a gambling venue. This commission is often a flat rate, independent of the amount of money you retrieve. For instance, withdrawing $100 or $500 could incur the exact same service cost. Some high-end resorts on the Las Vegas Strip are known for pushing the upper limits of this price range, so planning your finances before arrival is a sound strategy.

The total deduction from your account is a combination of two separate levies. First, https://cassinopix.pro of the machine imposes its own access fee. Second, your personal financial institution may add its own out-of-network transaction penalty. This means a posted $7.00 fee on the terminal's screen could result in a total reduction of nearly $10.00 or more from your bank balance once both entities have taken their share. Reviewing your bank's policy on non-affiliated terminal usage is advisable.

To mitigate these expenses, consider obtaining cash from your bank's branch or an in-network machine before you enter the gaming floor. Another alternative is using the cashier's cage for a cash advance with your debit card. While this service also has a price, it can sometimes be a percentage-based fee that proves more economical for larger sums compared to the fixed, high rates of the automated terminals.

How Much Do Casino ATMs Charge?

Expect to pay a fee of $9.99 per transaction at most cash-dispensing machines within gambling establishments. This figure is a baseline, as certain high-end resorts on the Las Vegas Strip and in other major gaming hubs may assess a convenience levy approaching $12. The specific financial institution operating the terminal, such as Bank of America or Wells Fargo, also influences the final cost, adding their own out-of-network withdrawal fee, typically ranging from $2.50 to $5.00.

For a concrete example, withdrawing $200 from a terminal inside the Bellagio could result in a $9.99 service fee from the machine's operator, plus an additional $3.00 from your own bank. This brings the total deduction for accessing your funds to nearly $13. These rates are significantly higher than the average $3.15 fee for standard, non-gaming venue cash points. The elevated costs are a direct result of agreements between the gaming property and the third-party terminal provider, designed to profit from the immediate need for cash.

To bypass these substantial expenses, consider these alternatives:

• Cash Advance at the Cage: Present your debit card to a teller at the cashier's cage. The fee is often a lower percentage of the withdrawal amount, which can be more economical for larger sums. For a $1,000 withdrawal, a 3% fee ($30) might be more favorable than multiple high-fee terminal transactions.


• Global Payments/TITO Vouchers: Some slot machines allow you to use your debit card to add funds directly, receiving a Ticket-In, Ticket-Out voucher. The service cost for this is typically between 3% and 5%, a viable option if you intend to use the funds for gaming immediately.


• Pre-Withdrawal: The simplest method is to visit your own bank's branch or a partner terminal located outside the gaming resort before you arrive. This eliminates all third-party transaction costs.

Always check the fee disclosure screen on the cash machine before confirming any transaction. The exact amount will be displayed, allowing you to cancel if the cost is unacceptable. Rates are not uniform and vary between properties, even those owned by the same parent company like MGM Resorts or Caesars Entertainment.

What is the typical ATM fee range at major Las Vegas and Atlantic City casinos?

Expect to pay a cash withdrawal commission between $6.99 and $10.99 at most major Las Vegas and Atlantic City gaming establishments. This transaction fee is separate from any out-of-network fees your own financial institution might impose.

Las Vegas Strip Surcharges

On the Las Vegas Strip, the cost for accessing your funds is consistently high. The majority of premier resorts have set their withdrawal fees at the upper end of the spectrum.

• MGM Resorts Properties (Bellagio, Aria, MGM Grand, Park MGM): Fees for cash dispensing machines typically hover around $9.99.


• Caesars Entertainment Venues (Caesars Palace, Flamingo, The LINQ): The standard surcharge is also approximately $9.99 per transaction.


• Wynn and Encore: Expect a premium service cost for cash access, often reaching $10.99.


• The Venetian and The Palazzo: Withdrawal costs are similar, generally set at $9.99.

A strategy to reduce these expenses is to request cash back at a retail shop within the resort, though this option is not always available or may have low limits.

Atlantic City Withdrawal Costs

Atlantic City's boardwalk establishments present a similar, though slightly more varied, range of fees for cash services.

1. Borgata Hotel & Spa: Being an MGM property, its machines align with the company's standard, charging about $9.99.


2. Hard Rock Hotel: The fee for using their cash points is usually around $7.99 to $8.99.


3. Ocean Resort: Transaction fees are competitive, often in the $6.99 to $7.99 range.


4. Caesars, Harrah's, Tropicana: As part of the Caesars Entertainment group, their withdrawal surcharges are typically a uniform $9.99.

To avoid these high costs, consider getting cash from a bank branch or an off-property cash dispenser before entering the gaming floor. Another alternative is using the establishment's cashier cage, which might offer a cash advance on a debit card for a different fee structure, sometimes lower than the machine's fixed rate.

How do casino ATM fees compare to bank and independent ATM charges?

Expect to pay significantly more at a gaming establishment's cash-dispensing machine. The service cost for withdrawing funds on a gaming floor is typically double or triple the average bank's out-of-network withdrawal fee. While a typical financial institution might impose a $2.50 to $3.50 surcharge for non-customers, gaming venue cash points frequently set their withdrawal costs between $5.99 and $9.99 per transaction.

This premium is a stark contrast to the fees at independent, non-bank terminals found in convenience stores or small businesses. These privately-owned machines usually have a surcharge in the $3.00 to $5.00 range. The financial penalty at a gaming property is a convenience tax. For example, a $200 withdrawal could incur a 5% fee, whereas a similar transaction at a bank's machine would represent a fee closer to 1.5%.

To minimize expenses, your best financial strategy is to use your own bank’s cash dispenser, where transactions are almost always free. If that is not an option, seek out a machine within a major banking network like Allpoint or MoneyPass, which often offer surcharge-free withdrawals for members of participating credit unions and banks. Using a debit card for a cashback request during a small purchase at a nearby retail store is another economical alternative to the high transaction costs inside a gambling resort.

Are there ways to withdraw cash inside a casino without paying high ATM fees?

Get cash directly from the cashier cage using a debit card for a point-of-sale (POS) transaction, often labeled as "cash back." This method typically incurs a lower, flat fee than withdrawals from cash dispensing machines. For instance, you might pay a $5 to $10 service fee for a $500 cash back transaction, which is substantially less than the percentage-based fees (often 5-10%) levied by terminal operators inside the gaming establishment.

Another strategy is to apply for a line of credit with the gaming establishment itself. Once approved, you can draw markers against this credit line at the tables or the cashier cage. This completely sidesteps withdrawal commissions, as you are accessing pre-approved funds. Repayment terms are usually set for 30-45 days, and as long as you settle the balance within that period, the transaction is interest-free. This requires pre-planning and a credit check.

Investigate getting a cash advance from your credit card at the cage. While this involves commissions from your card issuer (typically 3-5% of the advanced sum) and a high APR that starts accruing immediately, the gaming venue's own fee for the service can sometimes be less than what their dedicated cash terminals demand. Compare the credit card's fixed advance fee plus the venue's processing fee against the terminal's single, higher percentage fee to identify the more economical option.

Some larger gambling resorts contain retail shops or convenience stores. These businesses may offer cash back with a small purchase. Buying a bottle of water or a snack and requesting an extra $40 or $60 back on your debit card payment involves minimal or no extra cost, providing a small amount of spending money without paying the steep withdrawal surcharges found on the gaming floor.