Car Accidents Lawyers Near Me

Car accidents are one of the leading causes of injury and deaths in the United States. They can be devastating for the victims and their families, both emotionally and physically.


When someone else's negligence results in a car crash or other accident, the victim may be capable of filing a lawsuit and receive compensation. This process isn't easy and usually requires a lawyer to investigate the scene of the crash, collect evidence, and bargain with insurance companies.

Insurance Coverage

It is important to understand your rights to compensation if you have been injured or suffered property damage in an accident. One of the most important sources of financial recovery is insurance. Your insurance policy can cover medical expenses, repairs or replacement of damaged vehicles, and lost income while recovering from your injuries. However, your insurance provider will only cover the policy limits.

If your injuries are severe or require a significant amount of ongoing medical care your insurance coverage may not be sufficient to cover the expenses. In these situations, a lawsuit could give you the chance to recover additional money for your losses.

Hiring an experienced New York City auto accident attorney is the best way to receive the financial compensation that you deserve following an accident. Our team at The Law Offices of Benjamin Disraeli fights to defend your rights, and maximize your compensation, regardless of the type of insurance coverage you have.

A lawsuit can also help you obtain damages for pain and suffering, which are not covered by your insurance company. These kinds of losses can be very real and you deserve to be compensated for the pain, loss, and emotional stress.

Many don't know the fact that insurance companies have an obligation to defend under a contract called a "duty to defend." This is a clause in your liability policy and means the insurance company will provide you with an attorney in the event that you are sued for the damages caused by an auto accident. This is a great option because it makes sure that you don't have to pay the costs of fighting for yourself in court.

This is particularly useful in the event of hit and run accidents, in which the other driver might not have coverage. In these instances your Personal Injury Protection or Uninsured Motorists (UM) coverage will pay your medical costs as well as other losses while the policy of the driver at fault is paid.

You must notify your insurance company within a certain time period after an accident. The timeframe could be as short as five or ten days depending on the policy you have. If you fail to comply, the insurer can void your insurance and deny you with a lawyer or coverage in the event of a lawsuit.

Statute of Limitations

The statute of limitations is a law that specifies how long you can bring an action against a business or individual after a particular event. The statute of limitations could influence the amount and length of time you have to bring a personal injury or wrongful-death lawsuit.

In New York, the statutes of limitations typically run three years after the date of the accident, however there are exceptions. It could be longer in cases of wrongful death. Therefore, it's important to contact a car accidents lawyer near me as soon as you can to ensure that deadlines are met and your rights protected.

One of the most important aspects to be aware of about the statute of limitations is that if you miss it your claim is almost certain to be denied and time-barred. Except for a rare exception the chances of winning a lawsuit are nearly null.

The court will probably never be able to hear your case if do not make a personal injury claim within three years from the date of your accident. This is the case for any lawsuit related to an accident in the car, whether you are suing for your own injuries or the injuries of a loved one, or for the repair or replacement of your vehicle or property damaged in the accident.

Another noteworthy exception to the limitation period is if you're not a minor at the time of your accident. The time limit is suspended until the victim turns 18 years old. This is due to the "tolling" law that is a concept in the law that states courts treat minors as adults when they suffered their injury.

This could be a major issue if you're attempting to file a personal injury lawsuit against an insurance company. The adjuster for insurance is likely to find it difficult to negotiate on your behalf, as they know that you are not able to pursue a lawsuit after the statute of limitation has expired. This can lead to you wasting time, money, and resources on a case that may not have been needed in the first place.

Comparative Fault

In the event of a car accident it is essential to determine who is at fault. A lawyer who is involved in car accidents can assist you in determining who is responsible, and who you should sue.

The majority of states follow the concept of comparative negligence which means that each participant in the crash may be awarded damages based on how much they contributed to the crash. This can be a beneficial thing for drivers as it makes it easier to claim compensation for injuries and losses.

There are a few problems with the system. This is the reason why you should seek out a seasoned car accident lawyer to represent you to collect financial compensation for injuries. They can assist you to receive the highest settlement possible from the person responsible for the crash.

You'll be accountable for medical bills in addition to other expenses if the driver at fault does not have insurance. This can quickly become a burden especially if your injuries are severe.

There are a few states with the system of comparative fault that is pure. This allows all parties in the collision to receive damages regardless of being 100% at the fault. This type of system is in use by thirteen states which include California and Florida.

The disadvantage is that the amount of damages you can receive will be small. This is because the courts determine the percentage of fault that each party involved in the incident is responsible for.

lawrence car accident attorneys means that if found to be 80 percent at fault for the crash You can only recover 40 percent of your monetary damages. This could be an issue if the accident caused you to suffer serious injuries or lose a lot of time at work.

There are also other comparative negligence systems which permit drivers to claim damages even if their fault is just one small percentage. They include contributory negligence, pure comparative fault and modified comparative fault.

Employ an attorney

If you're injured in a car crash there are a variety of reasons to hire an attorney. An attorney can help you file claims with your own insurance company and negotiate with the insurance company of the other driver on your behalf, or pursue a personal injury lawsuit against the other driver.

Based on the severity of your injury depending on the severity of your injuries, compensation could be required for the pain and suffering. There may also be compensation for expenses for medical bills and lost wages, as well as other damages. A good lawyer knows what amount to ask for in order to ensure that you do not take less than what you are entitled to.

A lawyer for car accidents can negotiate with insurance companies to help you get fair compensation. Attorneys can present your case in the court if your insurance company denies you or offers a settlement which does not fully compensate you for your losses.

An experienced attorney can help you determine which laws are applicable to your case, and how the local courts interpret them. This knowledge will cut down on paperwork and research while allowing you to concentrate on your recovery.

They can also help you calculate damages such as medical expenses, lost income, and diminished earning capacity. This will allow you to get the funds you require to cover your losses and recover from your injuries.

If your injuries are severe they may require an amount of compensation to pay for surgeries, doctor's appointments or physical therapy, as well as prescription drugs. These damages could also help you deal with the long-term repercussions of your injuries such as mental or physical distress, or chronic pain.

A lawyer will work to prove that the other driver was accountable for your financial losses and injuries. This can be a challenge because there are many elements that affect determining the degree of fault.

You should contact a lawyer as soon as possible after the accident. This will allow them to investigate your case, collect evidence, and deal with the insurance company of the other party on your behalf.

The best car accident lawyers in my area should have a proven track record of fighting for the rights of injured victims. They will know how to obtain huge verdicts and settlements in the faces of insurance companies' attempts to diminish the value of your claim.