Identity Proofing Challenges Solved by IAL3-Compliant Solutions

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IAL3 sets the highest standards for identity assurance, helping ensure that anyone asserting themselves to be is actually who they claim they are. It's especially suitable for sensitive, regulated, and secure applications like healthcare and financial services.

Come take part in this challenge to test your abilities against various spoofing techniques! Your attempts will be graded and reviewed by Trust Swiftly security experts.

IAL3 Compliant Solution

Identity fraud has become a widespread threat, costing organizations millions and undermining user trust. A major identity management challenge involves misidentifying users - leaving businesses vulnerable to unauthorized access or regulatory risk exposure.

NIST has updated their digital identity guidelines in response to these risks and implemented a modular framework consisting of Identity Assurance Levels (IAL), Authenticator Assurance Levels (AAL), and Federation Assurance Levels (FAL). While IAL1 permits self-asserted attributes while IAL2 calls for moderate verification, for the highest identity assurance level IAL3 requires face-to-face attended identification sessions with both parties to verify evidence documents and biometrics.

Trustswiftly IAL3 compliant solution meets these requirements with a quick and seamless process for capturing an applicant's face and evidence documents on any Microsoft-supported device using a USB-C to ethernet adapter, sending that video securely over to a referee who will verify and provide an assertion to RP containing pixel count data as proof that their recorded video matches up.

IAL3 Compliant Solution

Trust Swiftly can meet IAL3 requirements through multiple proofing pathways including unattended remote verification and attended onsite verification, privacy agreements and click-through acceptance of biometric checks. Furthermore, its application connects to government and third-party data sources in order to authenticate superior documents such as passports or driver's licenses.

At IAL3 level of identity assurance, an in-person and remote identification proofing, as well as high-quality documents from trustworthy sources are required for proofing. With direct oversight provided to reduce impersonation and fraud.

Credential Service Providers (CSP) seeking IAL3 compliance must perform a strategic reassessment of their digital identity architecture, mapping existing identity proofing, authentication and federation processes against the NIST 800-63A IAL3 levels for identification proofing, authentication and federation processes. When designing identity architecture it is essential that Zero Trust-alignment, strong MFA protocols, hardware authenticators and robust federation capabilities be considered; Trust Swiftly offers an end-to-end managed and preconfigured solution designed specifically to help meet these criteria.

IAL3 Managed Solution

The updated NIST 800-63A IAL3 sets forth new requirements for identity assurance, such as stronger multi-factor authentication and aligning security processes with modern usability expectations. In particular, email OTP and SMS authentication have been significantly downgraded while mandating phishing-resistant MFA and including Passkey to solidify FIDO2 as the standard among authenticators are being deprecated and downgraded in this document.

This framework differentiates between levels of rigor, with IAL1 permitting no proofing beyond photograph and signature; IAL2 necessitating on-site or remote (to include supervised remote) verification of credible evidence to verify an applicant's real life identity; while IAL3 represents the most stringent standard by mandating physical presence for document inspection; protecting against advanced evidence falsification, theft, repudiation and social engineering techniques.

Furthermore, this document establishes a hierarchy of FALs to help agencies or relying parties understand and trust federated identity assertions with different levels of assurance. This will allow RPs to make informed risk decisions when granting access based on such assertions; including verifying cryptographic binding in transactions and formalizing user-controlled wallets with verified credentials.


IAL3 Pre-Configured Hardware

Compliance with IAL3 demands greater rigor than its lower levels, including an in-person or remote IAL3 identity proofing process with close supervision, superior authentication strength, biometric verification to protect claimants against impersonation and fraud, and biometric identification to verify identity.

No matter whether your team wants to use an on-site kiosk or remotely use the Trust Swiftly app, our turnkey hardware solution makes IAL3 authentication simple for them. With high pixel count cameras for ID proofing purposes and our scalable infrastructure solution providing access control solutions - trust Swiftly can make ID proofing process smoother than ever!

NIST IAL3 verification provides a modernized digital identity framework consisting of three modular frameworks IAL, AAL, and FAL to address digital identity needs. Compliance reduces fraud, protects data security, and fosters trust for digital services while Zero Trust puts that compliance into practice by using adaptive context-aware verification to enforce adaptive verification ensuring even when an attacker knows which authentication method is in use, they still cannot gain entry to your network or apps. IAL3 requires the highest level of assurance through proofing in-person or remotely proofing high pixel count cameras or strong biometrics.

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